Welcome to Meridian Insurance & Financial Group LLC ("Meridian IFG") website. These Terms & Conditions ("Terms") govern your use of

www.meridianifg.com

(the "Website"). By accessing or using the Website, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use the Website.

1. Acceptance of Terms

By accessing or using the Website, you agree to be bound by these Terms, as well as any additional terms and conditions that may apply to specific sections of the Website.

2. Use of Website

You agree to use the Website only for lawful purposes and in accordance with these Terms. You agree not to use the Website:

a. In any way that violates any applicable federal, state, local, or international law or regulation.

b. To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Website.

c. To transmit, or procure the sending of, any advertising or promotional material without our prior written consent.

3. Intellectual Property

The Website and its entire contents, features, and functionality, including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof, are owned by Meridian IFG, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

4. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall Meridian IFG, its affiliates, officers, directors, employees, agents, suppliers, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Website; (ii) any conduct or content of any third party on the Website; (iii) any content obtained from the Website; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

5. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to these Terms or the Website shall be instituted exclusively in the federal or state courts located in Columbus, Ohio. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

6. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

7. Contact Information

If you have any questions about these Terms, please contact us at [email protected].

By using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms.